accountability debt-free finances observations opinion

Save America

Is anyone else disturbed and embarrassed by our national debt? America’s way of doing business is expensive. The current national debt is a staggering  . It’s hard to quantify such a number. I think it would be accurate to describe it as irresponsible and disheartening. It didn’t happen overnight. It wasn’t run-up by one administration, […]

advice debt-free finances motivation

Recipe for Saving

It’s no secret that dining out too often will help your wallet lose weight. This familiar mantra is one of the many ‘battle cries’ of Dave Ramsey, financial author, radio talk-show host and motivational speaker. If you’re one of the millions who tunes in to the Dave Ramsey Show you know all too well how […]

finances money observations


What’s a dollar worth these days? Just Tuesday, we met with our new financial adviser (for the record – we didn’t fire our last one, he quit the firm) and looked over some of our retirement accounts and investments. It’s crazy to see what the past year of recession economics has done to our portfolio. […]

Christmas finances holidays

Time for a New Tradition

Well, today’s the big day. Will this year’s receipt totals prove that our economy is finally on the mend? Personally, I don’t partake in the consumerist hysteria surrounding Black Friday. Yes, I realize there are great deals out there. Yes, I know that shopping is synonomous with the holiday season. No, I’m not against capitalism. […]